Job Details

Loan Registration

Loan Registration Specialists  San Diego, CA  Posted: 3/12/2020
Job Description

Job ID#:


Job Category:

Loan Registration

Position Type:



Plaza Home Mortgage, Inc., a national wholesale and correspondent mortgage company has a full-time opportunity for a Loan Registration Specialist with our San Diego Wholesale Branch!

Founded in 2000, Plaza Home Mortgage, Inc. is a privately owned, full-service national lender, offering Wholesale, Correspondent, Renovation and Reverse residential mortgages. Headquartered in San Diego, California, Plaza maintains a network of Operations Centers and employs mortgage associates nationwide. Plaza is dedicated to building quality, long-term relationships with its mortgage broker and correspondent clients by offering comprehensive programs and exceptional customer experience.

Our ideal candidate should be hardworking and maintain high levels of professionalism and ethics.

This position is responsible for the boarding of all new loans including providing the proper initial disclosures as required by law. 
Must comply with all BSA/AML requirements as well as any mandatory changes. The following job functions are not all-inclusive. The associate will be required to perform other job-related tasks/responsibilities requested by the manager. Job duties may change as required by needs of company. Must complete all required industry and compliance training as required by Plaza Home Mortgage.
1.  Monitor all new loan submissions from Plaza’s Broker/Correspondent Portal to Plaza’s Internal LOS team
2.  Perform Data Entry in Plaza's LOS
3.  Ensure 3.2 file has imported
4.  Run Compliance Ease and check /review QM findings for pass/safe harbor
5.  Complete fees in DT from itemization
6.  Prepare and send Initial Disclosures in DocuTech
7.  Verify disclosures and ensure compliance forms are properly executed and in file:
  • Plaza required Disclosures
  • State required Disclosures, in accordance with the State Disclosure Matrix
  • GFE and SPL (Review for all RESPA requirements)
  • When required, review TILA from correspondents
  • Fee Itemization
8.  Review the Initial 1003 for completeness
9.  Verify NMLS# and name for company and loan officer, and match information to 1003 data
10. Confirm HMDA is complete
11. Check and upload USPS for address accuracy
12. When applicable, print property tax info to file from county website, if needed
13. Enter key factors into Plaza's LOS from credit report
14. If required, confirm the AUS has been assigned to Plaza
15. Complete Loan Registration checklists
16. Review file to determine if ready to underwrite
17. Batch FraudGuard
18. Create a virtual folder on the Y drive (a.k.a. virtual skinny file). Place in the file: Hazard   worksheet, Income Worksheet, Tax Worksheet
19. Contact and follow up with Broker
20. Send emails to Broker to follow up on skinny or full files, if applicable
21. Stay current with State and Federal industry regulations
22. Review Pipeline tool on the Intranet
23. Other duties as assigned

Job Requirements:

  • High school diploma or equivalent required; College degree preferred
  • Demonstrated skill in monitoring and overseeing loan production pipeline
  • Proficiency with computer systems including MS Office (Word, Excel, and Outlook), Internet           Browsers, and email functions required
  • Excellent written, verbal and interpersonal communication skills
  • Strong attention to detail, and ability to efficiently and consistently produce accurate work
  • Solid organizational and problem-solving skills
  • Capability of multi-tasking in fast-paced environment with heavy volume of transactions
  • Proven aptitude to work in both a team and individual environment
  • Sound judgment skills essential to make quick decisions within written policy and standard operating procedures
  • Achievement Orientation
  • Attention to Detail
  • Work Ethics and Values
  • Quality Work
  • Client Focus
  • Persistence
Plaza is an EEOC employer and follows all federal, state, and local laws relating to fair employment.
Plaza Home Mortgage, Inc. is committed to preventing, stopping and remedying all forms of discrimination that occur in its workplace. Managers are accountable for keeping Plaza’s workplace free from discrimination and ensuring that Plaza provides equal employment opportunity for all in the workforce and for those seeking to become members of Plaza’s workforce.
Plaza’s employees are protected by laws designed to protect employees from discrimination on the bases of race, religion, color, sex, pregnancy, gender identity, sexual orientation, parental status, national origin, age, disability, family medical history or genetic information, political affiliation, military service, or any other non-merit-based factor. These protections extend to all management practices and decisions, including recruitment and hiring practices, appraisal systems, promotions, and training and career development programs. Plaza’s employees are also protected against retaliation if they engage in a protected activity, whistleblowing, or the exercise of any appeal or grievance right provided by law.


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