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Job Details


Loan Registration


Loan Registration Specialist  Honolulu, HI  Posted: 10/21/2019
Job Description

Job ID#:

380

Job Category:

Loan Registration

Position Type:

Employee

Shift:

1


Details:

Plaza Home Mortgage, Inc., a national mortgage company headquartered in San Diego, California, has an excellent opportunity for a Loan Registration Specialist for our Honolulu, HI (HNL) Branch location.
 
Plaza Home Mortgage, Inc. was originally founded in December of 2000 to serve the San Diego area mortgage market. Due to our growth and success, we now have branches throughout the United States and we are continuing to grow and expand in anticipation of market demands. Plaza is privately owned and operates as a full service Mortgage Banker. We originate mortgage loans on both a wholesale and correspondent basis.
  
Our ideal candidate should be outgoing, hardworking, and maintain high levels of professionalism and ethics. 
 
*MUST BE LOCAL*

PRIMARY PURPOSE OF JOB AND CONTRIBUTION TO ORGANIZATION:
This position is responsible for the boarding of all new loans including providing the proper initial disclosures as required by law. 
 
ESSENTIAL TASKS AND RESPONSIBILITIES: 
Must comply with all BSA/AML requirements as well as any mandatory changes. The following job functions are not all-inclusive.  The associate will be required to perform other job-related tasks/responsibilities requested by the manager.  Job duties may change as required by needs of company.  Must complete all required industry and compliance training as required by Plaza Home Mortgage.
 
  1. Monitor all new loan submissions from Plaza’s Broker/Correspondent Portal to  Plaza’s Internal LOS team
  2. Perform Data Entry in Plaza's LOS
  3. Ensure 3.2 file has imported
  4. Run Compliance Ease and check /review QM findings for pass/safe harbor
  5. Complete fees in DT from itemization
  6. Prepare and send Initial Disclosures in DocuTech
  7. Verify disclosures and ensure compliance forms are properly executed and in file:
    • Plaza required Disclosures
    • State required Disclosures, in accordance with the State Disclosure Matrix
    • GFE and SPL (Review for all RESPA requirements)
    • When required, review TILA from correspondents
    • Fee Itemization
  1. Review the Initial 1003 for completeness
  2. Verify NMLS# and name for company and loan officer, and match information to 1003 data
  3. Confirm HMDA is complete
  4. Check and upload USPS for address accuracy
  5. When applicable, print property tax info to file from county website, if needed
  6. Enter key factors into Plaza's LOS from credit report
  7. If required, confirm the AUS has been assigned to Plaza
  8. Complete Loan Registration checklists
  9. Review file to determine if ready to underwrite
  10. Batch FraudGuard
  11. Create a virtual folder on the Y drive (a.k.a. virtual skinny file).  Place in the file: Hazard worksheet, Income Worksheet, Tax Worksheet
  12. Contact and follow up with Broker
  13. Send emails to Broker to follow up on skinny or full files, if applicable
  14. Stay current with State and Federal industry regulations
  15. Review Pipeline tool on the Intranet
  16. Other duties as assigned

Job Requirements:

QUALIFICATIONS:
  • High school diploma or equivalent required; College degree preferred
  • Demonstrated skill in monitoring and overseeing loan production pipeline
  • Proficiency with computer systems including MS Office (Word, Excel, and Outlook), Internet Browsers, and email functions required
  • Excellent  written, verbal and interpersonal communication skills
  • Strong attention to detail, and ability to efficiently and consistently produce accurate work
  • Solid organizational and problem solving skills
  • Capability of multi-tasking in fast-paced environment with heavy volume of transactions
  • Proven aptitude to work in both a team and individual environment
  • Sound judgment skills essential to make quick decisions within written policy and standard operating procedures
CORE COMPETENCIES:
  • Achievement Orientation
  • Attention to Detail
  • Work Ethics and Values
  • Quality Work
  • Client Focus
  • Persistence
 
Plaza offers a great work environment. Plaza is an EEOC Employer and follows all federal, state and local laws relating to fair employment.
 
Plaza Home Mortgage, Inc. is committed to preventing, stopping and remedying all forms of discrimination that occurs in its workplace.  Managers are accountable for keeping Plaza’s work place free from discrimination and ensuring that Plaza provides equal employment opportunity for all in the workforce and for those seeking to become members of Plaza’s workforce.
 
Plaza’s employees are protected by laws designed to protect employees from discrimination on the bases of race, religion, color, sex, pregnancy, gender identity, sexual orientation, parental status, national origin, age, disability, family medical history or genetic information, political affiliation, military service, or any other non-merit based factor.  These protections extend to all management: practices, and decisions, including recruitment and hiring practices, appraisal systems, promotions, and training and career development programs. Plaza’s employees are also protected against retaliation if they engage in a protected activity, whistle blowing, or the exercise of any appeal or grievance right provided by law.




 

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